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Instant Payments

Save time on incoming and outgoing payments.

With bunq, your payments are sent and received in realtime so you never have to wait. Set up a one-time payment, hit “Send”, and that's it. Easy!

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How does it work?

In 2021, we joined the TARGET Instant Payment Settlement (TIPS) service, which means you can enjoy easy and instant payments to a whole range of banks across Europe.

Works great with...Scheduled Payments

Send recurring payments every month, or even just a little bit forgetful? Save time and money by scheduling payments to go out at exact days and times right from the bunq app.