Easily manage spending with up to 25 free sub-accounts, each with its own unique IBAN.
Get a monthly overview of your spending with your payments automatically categorized.
Automatically divide your salary across sub-accounts so you’re always right on budget.
Protect your money up to €100.000 with the Dutch Deposit Guarantee Scheme (DGS).
3D Secure Payments
Be the first to know when your bank details are used online with two-factor authentication.
Activate face or fingerprint ID so that you and only you can login to your bunq account.
Stay up-to-date with instant push notifications whenever your money moves.
Easily add any of your bunq cards to Apple/Google Pay,
Get up to 25 bunq DigiCards for safer online payments,
Go plastic-free with a Metal Card with added purchase protection.
Save 3% when you spend abroad with no foreign exchange fees,
Discover the best places in town right from the app,
Split expenses in just a few taps and enjoy more time with friends.
Easily achieve more with your money, just by banking with bunq. Three lucky bunqers win €10,000 in the bunq Jackpot each month, and next month it could be you...
with zero effort
Easy Money benefits
Planting a tree for every €100 spent
Easy in-app crowdfunding
Plastic-free bunq Metal Card
Mastercard Extended Warranty and Purchase Protection
all across Europe
Easy Bank benefits
25 free sub-accounts
Monthly spending insights
Saving money automatically
Investing in stock automatically
Multiple European IBANs
16 different currencies
in just 5 minutes
Easy Savings benefits
Free 30-day trial
NL, DE, ES, IE & FR IBANs
In-app control of your cards
Face and fingerprint ID
A savings account in 5 minutes
0.09% interest, paid monthly
No minimum deposit
Withdraw money anytime, in real-time